The user Financing TB and also the Family Collateral Mortgage TB disagree in two important details, specifically readiness and interest rate:

The user Financing TB and also the Family Collateral Mortgage TB disagree in two important details, specifically readiness and interest rate:

Can i very use the funds from a property Equity Financing TB to have anything?

The whole number of a property Guarantee Mortgage TB is a good financing your purpose, and therefore there aren’t any requirements so you can document one purpose plus the money from the home Equity Loan TB may be made use of at the best discretion. Truly the only exception to this rule is a situation if you use the house security mortgage to settle other loans in this situation you should repay men and women money and one kept part of the financing can be used for purpose.

What’s the difference between the consumer financing TB and Home equity loan TB ?

An individual Financing TB financing with an interest price of 5.nine % p. an excellent. and you can readiness several months maximum. 8 years,

The home Equity Financing TB that loan with an interest rates away from 2.59 % p. an effective. which have 12 months obsession and you will readiness twenty years.

Am i able to pay the house Collateral Mortgage TB very early?

Yes, your house Collateral Financing TB can be paid back very early, actually rather than a charge, toward time of your own stop of repaired-interest months. A customer may also offer an extraordinary deposit one time per year to the newest 20 % of your own loan principal free of any fees. Also these two options, the costs of very early cost must not go beyond step 1 % of your own early reduced matter with the casing mortgage.

Exactly what criteria do I need to meet basically want to get a house Security Financing TB ?

• lowest ages 18 ages,
• records regarding newest online month-to-month income regarding 500 EUR or even more,
• mortgage up to the maximum amount of 80 % of one’s sworn assets,
• limit repayment age 2 decades,
• a substitute for fool around with area of the mortgage to spend charge (financing fee and you may making sure expert investigations of your apartment as a consequence of Tatra banka),
• pledging of one’s homes assets as the cover.

Will there be people insurance rates readily available basically in the morning not able to pay the home Security Loan TB ?

Yes, there is. When you look at the collaboration to your UNIQA insurer you can strategy the adopting the through phone services Dialogue Real time or in Tatra banka branch:

• insurance rates of power to pay off that loan, that leave you confidence in the eventuality of unforeseen incidents you to have a tendency to stop you from continued to repay the loan,
• assets insurance policies that you could strategy based on your needs.

What are the fixed rate of interest choices of the home Equity Mortgage TB ?

The option of a predetermined interest can be found for just one, 2, step three, 5, seven and you may ten years and/or whole financing cost months.

At the least a few months through to the avoid of your own repaired appeal rates period we’ll get in touch with you on paper and you may enable you to be aware of the the new interest and also the the fresh new fixed interest rate months. You could pick, if your:

• accept the fresh interest rate as well as the repaired-rate period,
• take on the offer to give otherwise shorten the new repaired-rate period together with associated rate of interest.

Why does the fresh new consultation in Tatra banka just do it whenever attracting the mortgage? What happens at the first meeting?

Session ‘s the first step to discover the mortgage. Agenda a night out together for your fulfilling through Dialog Real time *1100. The financial bankers was borrowing from the bank positives. You will observe concerning done bring of financing situations within the first fulfilling then it might be up to you to mix the financing for the new loans Kit Carson home, car loan, cottage or property renovation.